Last Sunday night at church I met a young widow and her two year-old daughter. The woman’s husband was killed in a car accident, leaving her without adequate means to support herself and their child. While her husband was alive he worked full-time and she worked part-time. They adjusted their work hours so one of them was always home with the daughter. It was a delicate balance, but the young family was getting by –until tragedy struck.
Today the woman and her daughter live in a shelter and are participating in a self-sufficiency program. They are receiving help, but everyday is a struggle to survive. This could have been avoided had the family set aside a few dollars each month for term life insurance.
My dad used to brag about not having insurance. “I don’t want anybody getting rich off of my death or being happy that I died!” And then my step-mother died in the midst of open heart surgery. The resulting hospital bills wiped my father out financially. He lost his home and his way of life.
How do you want your loved ones to remember you? The emotional burden of your death need not be compounded by financial burdens as well. Show your love, buy insurance.