He and She were sitting together while the church choir was doing its thing …

He (whispering): “You’d think that a God who loved us would choose not to be visualized as a loan officer. Especially in this economy.”

She (ditto, with an effort): “Sweetheart, you can take God’s love to the bank, but how does that make God a loan officer?”

He: “Just listen to those folks up there. Over and over. Owe my God …”

She: “Oh my … well, love, it’s worse than that. You’re in debt to a pack of insects too. Take care lest they work a sting on you.”

He: “Huh?”

She: “Owe bee quiet!“