For 10 years I lived Â alone, struggling, on my teaching salary to make ends meet. Â Rent, utilities, car payment, insurance, gas, food, clothing, etc. were keeping me broke. Â I always made it to the end of the money before I made it to the end of the pay period. Â People kept telling me to budget. Â I kept telling them I didn’t have any money to budget!
Then one day I heard about the envelop budget and thought I’d give it a try. Â First I looked to see where I was spending my money, and where I should be spending my money. Â Then I set up my budget envelopes andÂ suddenlyÂ all my needs and most of my wants were being met and I was saving money! It was amazing to me.
Now Neobudget has developed an envelope based budget software program so actual money in actual envelopes is no longer needed. My money can stay safely in the bank earning interest while I use virtual envelopes to keep track of my spending and saving. Â Best of all, Neobudget will fit into your budget easily. Â Unlike most other budgeting software, Neobudget costs about one-fifth less than the other leading brands, yet still provides a full range of features.
Keeping a budget changed my life and freed me from debt. Â Visit the website, check out Neobudget, then sign up for the free 7 day trial. Â What have you got to lose besides a stack of bills?